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We can assist you with opening an Indonesian bank account at the following banks: - Permata Bank - CIMB Niaga - Bank Mega These banks are reliable, foreigner-friendly, and commonly used by KITAS holders. If you’re unsure which bank is best for your situation, feel free to contact us — we’re happy to advise you.
You can pay for our visa services in many international currencies. We currently accept the following: Accepted currencies: - AUD – Australian Dollar - BRL – Brazilian Real - CAD – Canadian Dollar - CHF – Swiss Franc - CNY – Chinese Yuan - CZK – Czech Koruna - DKK – Danish Krone - EUR – Euro - GBP – British Pound - HKD – Hong Kong Dollar - IDR – Indonesian Rupiah - INR – Indian Rupee - JPY – Japanese Yen - MXN – Mexican Peso - MYR – Malaysian Ringgit - NOK – Norwegian Krone - NZD – New Zealand Dollar - PHP – Philippine Peso - PLN – Polish Zloty - RON – Romanian Leu - SEK – Swedish Krona - SGD – Singapore Dollar - THB – Thai Baht - TRY – Turkish Lira - TWD – Taiwan Dollar - USD – US Dollar If your currency is not listed here, please contact us — we will check if it can be added or provide an alternative payment method.
The processing time to open a bank account in Indonesia is typically 1–5 business days, depending on the bank and how quickly your documents are verified. For CIMB Niaga specifically: - Account opening: ~3 working days - Online banking access & soft token activation: ~7 working days Some banks may process faster or require additional checks, so timelines can vary.
If you prefer to open an account with a different Indonesian bank — such as BCA, Mandiri, Danamon, BNI, BRI, or any other bank — please contact us. We will check whether an account opening is possible and advise you on the requirements and next steps.
Yes, you can start the process online, but a fully online account opening is not possible in Indonesia. You must meet a bank employee in person — either at the branch or by signing the documents in their presence. Only after this in-person verification can the bank activate your account.
There are monthly administrative fees of about IDR 5,000 ‑ 20,000, plus possible fees for small balances under certain thresholds. We are able to give you more details about this in the further process.
1. Block your card right away using your bank’s app or by calling customer service. 2. Report the loss and request a replacement card at your nearest bank branch (bring your passport/KITAS). 3. Check your account for any suspicious transactions and report them if needed.
BCA and Mandiri are the top choices for expats in Bali thanks to their extensive ATM networks and strong local support. Permata is popular for its English-friendly service and easy-to-use digital banking, while CIMB Niaga stands out for its international banking network, multi-currency accounts, and smooth overseas transfers. Bank Mega is also a good option, especially for those who value credit card perks.
The key difference lies in how transactions are verified: - CIMB Niaga provides a soft token — approvals are done directly via the mobile app. - Permata and Bank Mega use a hard token — a physical device required for certain transactions. This makes CIMB Niaga generally more convenient for foreigners who prefer mobile-based banking.
You can start the process remotely, but you must be physically present in Indonesia to complete the account opening. Our service helps you prepare all documents in advance and get pre-approval, so once you arrive, you only need to visit the bank briefly to sign the papers.